41% Online Fraud Victims Fail Behind Capital

Various acts of criminals on the internet most of the edges definitely want to seek financial gain . Ironically , for the victims , it is difficult to get back the coffers that have been drained by the perpetrator .
Based on Survey of Consumer Kaspersky Security Risks , a global study conducted by B2B International and Kaspersky Lab June September 2013 , as many as 41 % of computer users lose money due to cyber fraud and failing to get their money back .
" In theory , even if the fraudster managed to steal money from bank account electronically ( e - banking ) or electronic payment ( e - payment) , the missing money could be returned by the bank or through legal channels , " said Kasepersky .
However , B2B International surveys show that there is no guarantee that the user can get back the money completely . Of all users are losing money online , only 45 % who managed to get their money back in full .
The rest managed to get back some of their money ( 14 % ) but 41 % were unable to get their money back a dime .
According to 33 % of respondents victims of online fraud , money back if you lost them hard during electronic payments . Some 17 % of respondents lose money when conducting electronic banking transactions , and 13 % of respondents who lost money are customers shop online .
Bank and shop online more frequently reimburse the customer , rather than the electronic payment system . In general , only 12% of online customers and 15 % of bank customers who receive full compensation for the loss of their money due to malicious attacks .
" One in ten respondents were lucky to get their money back in full , " said Kaspersky .
At the same time , many users are still convinced that the owner of online services provide adequate protection for transactions conducted .
B2B International survey results show that 45 % of respondents believe that banks are responsible for returning their lost money when doing transactions and 42 % of respondents said banks should provide free security tools to protect customer money transfers .
According to Kaspersky , it creates conditions that are interrelated : the cyber criminals kissed opportunities to make profits , and increase their efforts to steal the user , while the user is entrusted to the bank's security measures , electronic payments services , and online stores .
But both banks , electronic payment services , as well as online stores are not always able to provide the level of protection needed , either for technical reasons or other reasons .
" It is increasingly attracting the interest of cyber criminals to target financial transactions . Fortunately , there are safe ways to transact online , " Internet security firm said the Russian .

Source http://tinyurl.com/myradfg

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